Terms of Service

Verlux Group | Effective Date: March 2026 | Last Updated: March 2026

Please read these Terms carefully before using our website or engaging our services. By accessing www.verluxgroup.com or instructing Verlux Group to provide services, you agree to be bound by these Terms. If you do not agree, please do not use our website or services.

1. About Verlux Group

Verlux Group is an independent project oversight and advisory firm providing overseas and diaspora clients with independent project oversight, due diligence coordination, investor support, professional coordination, and deal intelligence and risk assessment for property and development projects in Jamaica.

We are not contractors, builders, architects, developers, estate agents, licensed financial advisors, or solicitors. Our services constitute independent verification, oversight, and advisory support only. Nothing in our reports, communications, or services constitutes legal advice, financial advice, investment advice, or any guarantee of project outcome, financial return, or capital preservation.

2. Eligibility

By using our website or services, you confirm that: • You are at least 18 years of age • You have full legal capacity to enter into a binding agreement • You are not barred from using our services under the laws of any applicable jurisdiction • All information you provide to us is true, accurate, and complete

3. Our Services

3.1 Scope

The specific services, deliverables, fees, timelines, and responsibilities for each engagement will be set out in a written service agreement or proposal issued by Verlux Group and accepted by you. These Terms apply to all engagements and are incorporated by reference into every such agreement, unless expressly and specifically superseded in writing.

3.2 Nature of Our Role

Verlux Group acts exclusively as an independent observer, verifier, and advisor. We do not manage, direct, or control contractors or construction personnel. We do not assume responsibility for the execution, quality, timing, or cost of construction work. We do not make decisions on behalf of clients — we provide verified information and analysis to enable clients to make their own informed decisions.

3.3 No Guarantee of Outcomes

Property development involves inherent risks. While we exercise professional care and skill, we do not guarantee any specific outcome, project completion date, build quality, financial return, or investment performance. Our services are designed to reduce informational risk — they do not eliminate all project risk.

3.4 Reliance on Third-Party Information

We may rely on information provided by clients, contractors, government agencies, professional advisors, or other third parties. We exercise reasonable care in assessing reliability but cannot guarantee accuracy or completeness. We will not be liable for losses arising from inaccurate third-party information beyond our reasonable control.

4. Client Obligations

• Provide accurate, complete, and up-to-date information relevant to your project promptly and as requested • Disclose all material facts, risks, or complications that may affect our ability to perform the services • Ensure Verlux Group personnel have the access, permissions, and documentation required to carry out site inspections • Not obstruct, misrepresent, or withhold information that would materially affect our work • Use our reports and advice only for the purposes for which they were prepared • Not share our confidential reports with third parties without prior written consent, except to your own professional advisors under a duty of confidentiality

Where false or misleading information has been knowingly provided, we reserve the right to terminate the engagement immediately without refund and, where appropriate, to report the matter to relevant authorities.

5. Fees and Payment

All fees are agreed in writing before the commencement of any engagement. Verlux Group does not collect payments through this website. Invoices are issued directly and separately.

• Invoices are payable within 14 days of the invoice date unless otherwise agreed in writing • Fees are exclusive of any applicable taxes, duties, or levies, which are the client's responsibility • Late payments may incur interest at 1.5% per month on the outstanding balance from the due date • We reserve the right to suspend services without liability where invoices remain unpaid beyond 21 days of the due date • Fees paid for work already commenced are non-refundable, except where Verlux Group is in material breach of its obligations

6. Intellectual Property

All reports, documents, analyses, templates, methodologies, and materials produced by Verlux Group ('Work Product') remain our intellectual property unless expressly transferred in writing.

Upon full payment of all fees due, we grant you a non-exclusive, non-transferable licence to use the Work Product solely for the management and oversight of your specific project in Jamaica. You may not reproduce, distribute, sell, sublicence, or publish our Work Product without our prior written consent.

7. Confidentiality

Both parties agree to keep confidential all non-public information disclosed by the other party in the course of an engagement. This obligation continues for 5 years following the termination of an engagement.

Confidential Information does not include information that: (a) is or becomes publicly available through no fault of the receiving party; (b) was already known to the receiving party prior to disclosure; (c) is independently developed without reference to the disclosed information; or (d) must be disclosed by law or court order.

8. Limitation of Liability

• Verlux Group's total aggregate liability for any engagement shall not exceed the total fees paid by you to us for the specific service giving rise to the claim in the 12 months preceding the event • We shall not be liable for any indirect, consequential, special, incidental, or punitive damages, including loss of profit, revenue, business opportunity, or anticipated savings, even if we have been advised of the possibility of such damages • We shall not be liable for losses arising from reliance on inaccurate third-party information, contractor conduct, force majeure events, or decisions made independently by the client

Nothing in these Terms limits our liability for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any liability that cannot be excluded or limited by applicable law, including rights under the UK Consumer Rights Act 2015 or equivalent legislation in Canada or the United States.

9. Indemnification

You agree to indemnify, defend, and hold harmless Verlux Group and its founders, officers, employees, and agents from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable legal fees) arising from: (a) your breach of these Terms; (b) your use of our services inconsistently with their intended purpose; (c) any false or misleading information you have provided; or (d) your violation of any applicable law or regulation.

10. Termination

10.1 Termination by Client

All engagements are subject to a minimum initial term of three (3) months from the commencement date set out in the applicable service agreement. During this initial term, the engagement may not be terminated by the client except in the event of Verlux Group's material breach of its obligations. Following the expiry of the initial three-month term, you may terminate the engagement at any time by giving 14 days' written notice to info@verluxgroup.com. Fees for work completed or in progress up to the effective termination date remain payable in full. Where a client purports to terminate during the initial term without cause, the fees for the remainder of the three-month minimum term shall become immediately due and payable.

10.2 Termination by Verlux Group

We may terminate an engagement immediately, without liability, where: (a) you have materially breached these Terms and not remedied the breach within 7 days of notice; (b) you have provided false or misleading information; (c) continued engagement would expose us to legal, ethical, or reputational risk; or (d) payment obligations have not been met.

10.3 Effect of Termination

On termination, all outstanding fees become immediately due. Provisions relating to confidentiality, intellectual property, limitation of liability, indemnification, and governing law survive termination indefinitely.

11. Website Use

Our website is provided for informational purposes only. You agree not to: • Use the website for any unlawful purpose • Attempt to gain unauthorised access to any part of the website or its systems • Introduce malware, viruses, or harmful code • Scrape or systematically extract data without our prior written consent • Use the website in any way that could damage its availability or performance

12. Third-Party Links

Our website may contain links to third-party websites. These links are for convenience only. We do not endorse, control, or assume responsibility for the content, privacy practices, or terms of any third-party site. Accessing third-party sites is at your own risk.

13. Amendments

We reserve the right to update these Terms at any time. Updated Terms will be posted with a revised 'Last Updated' date. Continued use of our website or services after posting constitutes acceptance. For active engagements, material changes will be communicated to you directly.

14. Severability

If any provision of these Terms is found invalid or unenforceable, it will be modified to the minimum extent necessary or severed. The remaining provisions continue in full force.

15. Entire Agreement

These Terms, together with any written service agreement or proposal, constitute the entire agreement between you and Verlux Group regarding your use of our website and services, and supersede all prior representations, discussions, and agreements.

16. Governing Law and Dispute Resolution

These Terms are governed by the laws of Jamaica. Any dispute shall first be referred to good-faith negotiation. If not resolved within 30 days of written notice, it shall be submitted to mediation before any litigation is commenced.

Nothing in this clause prevents either party from seeking urgent injunctive relief. Your statutory rights under UK, Canadian, or US law are not affected by this clause.

17. Contact

Email: info@verluxgroup.com Website: www.verluxgroup.com